Earn 5 points per dollar on every purchase with Alligator Pay
Earn points on your first purchase with Alligator Pay
Save on your first purchase with Alligator Pay
Alligator Performance is excited to partner with Tandym to offer a digital credit card that rewards 5 points per dollar on every order. Apply in seconds now or during checkout with no impact to your credit.
Alligator Performance is excited to partner with Tandym to offer a digital credit card that rewards off your first purchase and 5 points per dollar on every order. Apply in seconds now or during checkout with no impact to your credit.
Alligator Performance is excited to partner with Tandym to offer a digital credit card that rewards points on your first purchase and 5 points per dollar on every order. Apply in seconds now or during checkout with no impact to your credit.

OFF
Save off your first order
Minimum order total

POINTS
Earn points on your first order
Earn 5 points per dollar on every order
Access members-only exclusive offers
Support Alligator Performance

Apply in seconds

Apply for a Alligator Pay digital credit card now or during checkout. It takes seconds with no impact to your credit score!

Pay securely with your mobile phone number

Pay at the last step of checkout with your mobile phone number - no need to remember a long credit card number, expiration date, and CVV.

Earn & redeem on every order

You’ll earn 5 points per dollar on every order. Return and pay again with Alligator Pay to automatically redeem your points for an instant discount. No codes necessary!

Access exclusive offers and member discounts

Watch your points grow and track your progress in one place.

Frequently Asked Questions

What is Alligator Pay?
Alligator Pay is a new way to pay for online purchases with a line of credit that earns you valuable rewards on each transaction. We partner with our secure payments provider, Tandym, to offer this option at checkout that saves us money on processing fees. These savings are passed on to you, our loyal customers, as points to be redeemed on future purchases.
How do I sign up for Alligator Pay?
Apply for a Alligator Pay account in the cart during the payment step of checkout on our website. It takes seconds without leaving the checkout and requires your name, phone, birthdate, social security number, address, email, and annual income. Our payments partner, Tandym, securely handles the instant review process and will email you with details for managing your account once approved. During the signup process, there will be no impact to your credit score.
Will Alligator Pay signup impact my credit score?
No, the sign up process does not impact your credit score. Our payments partner, Tandym, securely manages review of your information in a way that has no impact on your credit score.
Can I sign up with a land line phone number?
A mobile phone number that can receive SMS texts is required to sign up and use Alligator Pay. At this time, you can not sign up with a land line phone.
Are there any interest charges or fees?
Alligator Pay operates similarly to traditional credit cards – you will incur no fees or interest if you pay your statement balance in full prior to your due date. Payments of less than your statement balance will accrue interest on the remaining balance, and payments paid after your due date will result in a $10 late fee.

See our Application Disclosures for full details on current interest rates and for other questions about billing.
What are my monthly payments?
Similar to a credit card, you must at least make the minimum payment by each monthly due date in order to stay current. If your balance is less than $29, your minimum payment will be equal to your balance. Otherwise, your minimum payment will be the greater of $29 or 3% of your balance plus new interest and late payment fees. We will also add any past due amount to your minimum payment.
How does the Alligator Pay first purchase discount work?
When you make your first purchase using Alligator Pay, you will receive an instant discount in addition to the 5 in reward points you earn on every purchase. Your first purchase discount is immediately applied to your first purchase only at Alligator Performance when using Alligator Pay.
Minimum order total of .
How does the Alligator Pay first purchase boost work?
When you make your first purchase using Alligator Pay, you will receive an instant boost on your 5 points per dollar you earn on every purchase. Your first purchase points boost is immediately applied to your first purchase only at Alligator Performance when using Alligator Pay.
How does the Alligator Pay first purchase bonus work?
When you make your first purchase using Alligator Pay, you will receive an instant points bonus in addition to the 5 in reward points you earn on every purchase. Your first purchase bonus is immediately applied to your first purchase only at Alligator Performance when using Alligator Pay.
How do I view and manage my Alligator Pay account?

Log in to your account at bytandym.com to manage and view your account balance and points.

Are there any restrictions on my Alligator Pay points?
Once you earn Alligator Pay points, they may be used immediately on your next online purchase. Your Alligator Pay points can only be used online at Alligator Performance and are not transferable.
Do Alligator Pay points expire?
No, your Alligator Pay points do not expire.
Yes, your Alligator Pay points expire .
Can I earn Alligator Pay rewards points along with other Alligator Performance discounts?
Yes, you may earn Alligator Pay rewards points at the same time as earning and redeeming other Alligator Performance discounts. Alligator Pay points will always be earned on the total amount in your cart at the payment step of checkout.
Can I earn double points with the Alligator Performance Loyalty Program?

No. Your 5 points per dollar back can only be earned through one of our rewards methods at . Learn about the difference here.

How do I redeem my Alligator Pay points?
All of your available points are automatically redeemed when you check out with Alligator Pay on your next online purchase at a rate of 1 cent per point (100 points = $1). Select Alligator Pay at the payment step and authenticate with your phone number and a secure text message to confirm your identity. Your points will be automatically applied.
Can I earn new Alligator Pay points when I’m redeeming existing ones?
Yes! You can both earn and redeem points in the same transaction - in fact this is common. Your Alligator Pay points will be deducted from your total transaction amount and any remaining amount to be paid will earn you points at a rate of 5 points per dollar.
What happens to my Alligator Pay points if I return my purchase?
If you successfully return your purchase for a refund, the points that you earned for that purchase will be deducted from your account. Your points balance will only ever be a minimum of zero and cannot be negative.

About Tandym

Tandym is Alligator Performance’s payments partner and provides a new way to pay for purchases that earns customers store points on each transaction. Your favorite stores partner with Tandym to offer their own branded payment option at checkout that saves them money on processing fees. These savings are passed on to loyal customers as points to be redeemed on future purchases at each merchant exclusively. Once you have a Tandym account, it will work at any Tandym merchant without an additional sign up.