2 ways to earn 5 points per dollar with Heidi Daus Pay
2 ways to earn 5% back with Heidi Daus Pay
Heidi Daus is excited to partner with Tandym to offer a digital wallet that rewards 5 points per dollar on every order. Choose your preferred way to pay, earn, and save.
Heidi Daus is excited to partner with Tandym to offer a digital wallet that rewards 5% back in points on every order. Choose your preferred way to pay, earn, and save.
Save 10%
Earn 10%
Earn 5 pts
Earn 5%
Earn 10%

On your first order

On every order

Credit

Apply in seconds now or during checkout with no impact to your credit.

Buy now, pay over time with credit

No interest if you pay in full

No annual fee

100% Digital Card

Apply Now for Credit

Debit

Connect your bank account and start enjoying Heidi Daus Pay benefits.

Pay in full with your bank account

No interest, ever

No annual fee

100% Digital Card

Sign Up for Debit

Benefits for both credit or debit cardmembers

10%
OFF
Save 10% off your first order
Minimum order total
10%
POINTS
Earn 10% points on your first order
EARN
10%
Earn 10% in points on your first order
Earn 5 points per dollar on every order
Earn 5% in points on every order
Access members-only exclusive offers
100 points = $1.00 in store credit
Support Heidi Daus
Earn 5 points per dollar on every purchase with Heidi Daus Pay
Earn 5% in store credit on every purchase with Heidi Daus Pay
Earn 10% points on your first purchase with Heidi Daus Pay
Earn 10% store credit on your first purchase with Heidi Daus Pay
Save 10% on your first purchase with Heidi Daus Pay
Heidi Daus is excited to partner with Tandym to offer a digital credit card that rewards 5 points per dollar on every order. Apply in seconds now or during checkout with no impact to your credit.
Heidi Daus is excited to partner with Tandym to offer a digital credit card that rewards 5% in store credit on every order. Apply in seconds now or during checkout with no impact to your credit.
Heidi Daus is excited to partner with Tandym to offer a digital credit card that rewards 10% off your first purchase and 5 points per dollar on every order. Apply in seconds now or during checkout with no impact to your credit.
Heidi Daus is excited to partner with Tandym to offer a digital credit card that rewards 10% off your first purchase and 5% in store credit on every order. Apply in seconds now or during checkout with no impact to your credit.
Heidi Daus is excited to partner with Tandym to offer a digital credit card that rewards 10% points on your first purchase and 5 points per dollar on every order. Apply in seconds now or during checkout with no impact to your credit.
Heidi Daus is excited to partner with Tandym to offer a digital credit card that rewards 10% points on your first purchase and 5% in store credit on every order. Apply in seconds now or during checkout with no impact to your credit.
Image of a digital payment button
10%
OFF
Save 10% off your first order
Minimum order total
10%
POINTS
Earn 10% points on your first order
EARN
10%
Earn 10% store credit on your first order
Earn 5 points per dollar on every order
Earn 5% in store credit on every order
Access members-only exclusive offers
100 points = $1.00 in store credit
Support Heidi Daus

Apply in seconds

Sign up in seconds

Credit

Apply for a Heidi Daus Pay digital credit card now or during checkout. It takes seconds with no impact to your credit score!

Debit

Sign up for a Heidi Daus Pay digital debit card by securely connecting your bank account. It takes seconds with our industry-trusted partner, Plaid, to keep your bank information private and safe. Learn more about Plaid.

Pay securely with your mobile phone number

Pay at the last step of checkout with your mobile phone number - no need to remember a long credit card number, expiration date, and CVV.

Earn & redeem on every order

You’ll earn 5 points per dollar on every order. Return and pay again with Heidi Daus Pay to automatically redeem your points for an instant discount. No codes necessary!
You’ll earn 5% in points on every order. Return and pay again with Heidi Daus Pay to automatically redeem your points for an instant discount. No codes necessary!
Manage your account and view your points

Credit

Make regular payments every month from your bank account with autopay or one-time payments. View your points balance, exclusive rewards, and statements.
Make regular payments every month from your bank account with autopay or one-time payments. View your store credit balance, exclusive rewards, and statements.

Debit

Track your points balance, update account info, and view exclusive rewards all in one place.
Track your points, update account info, and view exclusive rewards all in one place.

Tandym data security

We use Plaid to connect your bank account because their information security program is designed to meet or exceed industry standards, with many different controls to keep your personal information safe.

Plaid is certified in internationally-recognized security standards, like ISO 27001. Learn more about Plaid.
Plaid integration screen

Frequently Asked Questions

What is Heidi Daus Pay?
Heidi Daus Pay is a new way to pay for online purchases with a line of credit that earns you valuable rewards on each transaction. We partner with our secure payments provider, Tandym, to offer this option at checkout that saves us money on processing fees. These savings are passed on to you, our loyal customers, as points to be redeemed on future purchases.
Heidi Daus Pay is a new way to pay, by either credit or debit, for purchases that earns you valuable rewards on each transaction. We partner with our secure payments provider, Tandym, to offer this option at checkout that saves us money on processing fees. These savings are passed on to you, our loyal customers as rewards to be redeemed on future purchases.
What is Heidi Daus Pay?
Heidi Daus Pay is a new way to pay for online purchases with a line of credit that earns you valuable rewards on each transaction. We partner with our secure payments provider, Tandym, to offer this option at checkout that saves us money on processing fees. These savings are passed on to you, our loyal customers, as store credit to be redeemed on future purchases.
How do I sign up for Heidi Daus Pay?
Apply for a Heidi Daus Pay account in the cart during the payment step of checkout on our website. It takes seconds without leaving the checkout and requires your name, phone, birthdate, social security number, address, email, and annual income. Our payments partner, Tandym, securely handles the instant review process and will email you with details for managing your account once approved. During the signup process, there will be no impact to your credit score.
You can sign up for Heidi Daus Pay by either selecting Credit or Debit.

Apply for a Heidi Daus Pay credit account now at the top of this page or in the cart during the payment step of checkout. It takes seconds without leaving our website and requires your name, phone, birthdate, social security number, address, email, and annual income. Our payments partner, Tandym, securely handles the instant review process and will email you with details for managing your account once approved. During the credit application process, there will be no impact to your credit score.

Apply for a Heidi Daus Pay debit account now at the top of this page. In addition to name, email, and birthdate, you're required to digitally connect your bank account via our secure partner, Plaid. Plaid is a trusted partner for apps like Venmo and Cash App as well as major banks. This usually takes less than a few minutes to complete and if successful you can use immediately.
Will Heidi Daus Pay signup impact my credit score?
No, the sign up process does not impact your credit score. Our payments partner, Tandym, securely manages review of your information in a way that has no impact on your credit score.
Can I sign up with a land line phone number?
A mobile phone number that can receive SMS texts is required to sign up and use Heidi Daus Pay. At this time, you can not sign up with a land line phone.
Are there any interest charges or fees?
Heidi Daus Pay operates similarly to traditional credit cards – you will incur no fees or interest if you pay your statement balance in full prior to your due date. Payments of less than your statement balance will accrue interest on the remaining balance, and payments paid after your due date will result in a $10 late fee.

See our Application Disclosures for full details on current interest rates and for other questions about billing.
Heidi Daus Pay debit accounts are 100% interest and fee-free.

Heidi Daus Pay credit accounts operate similarly to traditional credit cards – you will incur no fees or interest if you pay your statement balance in full prior to your due date. Payments of less than your statement balance will accrue interest on the remaining balance, and payments paid after your due date will result in a $10 late fee.

See our Application Disclosures for full details on current interest rates and for other questions about billing.
What are my monthly payments?
With credit, what are my monthly payments?
Similar to a credit card, you must at least make the minimum payment by each monthly due date in order to stay current. If your balance is less than $29, your minimum payment will be equal to your balance. Otherwise, your minimum payment will be the greater of $29 or 3% of your balance plus new interest and late payment fees. We will also add any past due amount to your minimum payment.
With debit, how do I make payments?
Similar to keeping your bank account on file with a utility company, we require you to connect your bank account online which we securely charge at the time of each transaction you make. There’s no need to make any additional payments as it’s all automatic at the time of checkout, and payments from your bank to the merchant, via Tandym, are completed within 1-3 days.
How does the Heidi Daus Pay first purchase discount work?
When you make your first purchase using Heidi Daus Pay, you will receive an instant 10% discount in addition to the 5 in reward points you earn on every purchase. Your first purchase discount is immediately applied to your first purchase only at Heidi Daus when using Heidi Daus Pay.
When you make your first purchase using Heidi Daus Pay, you will receive an instant 10% discount in addition to the 5% in rewards you earn on every purchase. Your first purchase discount is immediately applied to your first purchase only at Heidi Daus when using Heidi Daus Pay.
Minimum order total of .
How does the Heidi Daus Pay first purchase boost work?
When you make your first purchase using Heidi Daus Pay, you will receive an instant 10% boost on your 5 points per dollar you earn on every purchase. Your first purchase points boost is immediately applied to your first purchase only at Heidi Daus when using Heidi Daus Pay.
When you make your first purchase using Heidi Daus Pay, you will receive an instant 10% boost on your 5 in rewards you earn on every purchase. Your first purchase rewards boost is immediately applied to your first purchase only at Heidi Daus when using Heidi Daus Pay.
How does the Heidi Daus Pay first purchase bonus work?
When you make your first purchase using Heidi Daus Pay, you will receive an instant 10% points bonus in addition to the 5 in reward points you earn on every purchase. Your first purchase bonus is immediately applied to your first purchase only at Heidi Daus when using Heidi Daus Pay.
When you make your first purchase using Heidi Daus Pay, you will receive an instant 10% rewards bonus in addition to the 5 in reward you earn on every purchase. Your first purchase bonus is immediately applied to your first purchase only at Heidi Daus when using Heidi Daus Pay.
How do I view and manage my Heidi Daus Pay account?

Log in to your account at bytandym.com to manage and view your account balance and points.

Log in to your account at bytandym.com to manage and view your account details and rewards.

Are there any restrictions on my Heidi Daus Pay points?
Are there any restrictions on my Heidi Daus Pay rewards?
Once you earn Heidi Daus Pay points, they may be used immediately on your next online purchase. Your Heidi Daus Pay points can only be used online at Heidi Daus and are not transferable.
Once you earn Heidi Daus Pay rewards, they may be used immediately on your next online purchase. Your Heidi Daus Pay rewards can only be used online at Heidi Daus and are not transferable.
Do Heidi Daus Pay points expire?
Do Heidi Daus Pay rewards expire?
No, your Heidi Daus Pay points do not expire.
No, your Heidi Daus Pay rewards do not expire.
Yes, your Heidi Daus Pay points expire .
Yes, your Heidi Daus Pay rewards expire .
Can I earn Heidi Daus Pay rewards points along with other Heidi Daus discounts?
Can I earn Heidi Daus Pay rewards along with other Heidi Daus discounts?
Yes, you may earn Heidi Daus Pay rewards points at the same time as earning and redeeming other Heidi Daus discounts. Heidi Daus Pay points will always be earned on the total amount in your cart at the payment step of checkout.
Yes, you may earn Heidi Daus Pay rewards at the same time as earning and redeeming other Heidi Daus discounts. Heidi Daus Pay rewards will always be earned on the total amount in your cart at the payment step of checkout.
Can I earn double points with the Heidi Daus Loyalty Program?

No. Your 5 points per dollar back can only be earned through one of our rewards methods at Heidi Daus. Learn about the difference here.

How do I redeem my Heidi Daus Pay points?
How do I redeem my Heidi Daus Pay rewards?
All of your available points are automatically redeemed when you check out with Heidi Daus Pay on your next online purchase at a rate of 1 cent per point (100 points = $1). Select Heidi Daus Pay at the payment step and authenticate with your phone number and a secure text message to confirm your identity. Your points will be automatically applied.
All of your available rewards are automatically redeemed when you check out with Heidi Daus Pay on your next online purchase. Select Heidi Daus Pay at the payment step and authenticate with your phone number and a secure text message to confirm your identity. Your rewards will be automatically applied.
Can I earn new Heidi Daus Pay points when I’m redeeming existing ones?
Can I earn new Heidi Daus Pay rewards when I’m redeeming existing ones?
Yes! You can both earn and redeem points in the same transaction - in fact this is common. Your Heidi Daus Pay points will be deducted from your total transaction amount and any remaining amount to be paid will earn you points at a rate of 5 points per dollar.
Yes! You can both earn and redeem rewards in the same transaction - in fact this is common. Your Heidi Daus Pay rewards will be deducted from your total transaction amount and any remaining amount to be paid will earn you rewards at a rate of 5%.
What happens to my Heidi Daus Pay points if I return my purchase?
What happens to my Heidi Daus Pay rewards if I return my purchase?
If you successfully return your purchase for a refund, the points that you earned for that purchase will be deducted from your account. Your points balance will only ever be a minimum of zero and cannot be negative.
If you successfully return your purchase for a refund, the rewards that you earned for that purchase will be deducted from your account. Your rewards balance will only ever be a minimum of zero and cannot be negative.

About Tandym

Tandym is Heidi Daus’s payments partner and provides a new way to pay for purchases that earns customers store points on each transaction. Your favorite stores partner with Tandym to offer their own branded payment option at checkout that saves them money on processing fees. These savings are passed on to loyal customers as points to be redeemed on future purchases at each merchant exclusively. Once you have a Tandym account, it will work at any Tandym merchant without an additional sign up.
Tandym is Heidi Daus’s payments partner and provides a new way to pay for purchases that earns customers store rewards on each transaction. Your favorite stores partner with Tandym to offer their own branded payment option at checkout that saves them money on processing fees. These savings are passed on to loyal customers as rewards to be redeemed on future purchases at each merchant exclusively. Once you have a Tandym account, it will work at any Tandym merchant without an additional sign up.