On your first order
On every order
Credit
Apply in seconds now or during checkout with no impact to your credit.

Buy now, pay over time with credit
No interest if you pay in full
No annual fee
100% Digital Card
Debit

Pay in full with your bank account
No interest, ever
No annual fee
100% Digital Card
Benefits for both credit or debit cardmembers
OFF
POINTS
$30

OFF
POINTS
$30
Apply in seconds
Sign up in seconds
Credit
Debit

Pay securely with your mobile phone number
Pay at the last step of checkout with your mobile phone number - no need to remember a long credit card number, expiration date, and CVV.

Earn & redeem on every order

Credit
Debit

Tandym data security
Plaid is certified in internationally-recognized security standards, like ISO 27001. Learn more about Plaid.

Frequently Asked Questions
Apply for a IIR Pay credit account now at the top of this page or in the cart during the payment step of checkout. It takes seconds without leaving our website and requires your name, phone, birthdate, social security number, address, email, and annual income. Our payments partner, Tandym, securely handles the instant review process and will email you with details for managing your account once approved. During the credit application process, there will be no impact to your credit score.
Apply for a IIR Pay debit account now at the top of this page. In addition to name, email, and birthdate, you're required to digitally connect your bank account via our secure partner, Plaid. Plaid is a trusted partner for apps like Venmo and Cash App as well as major banks. This usually takes less than a few minutes to complete and if successful you can use immediately.
See our Application Disclosures for full details on current interest rates and for other questions about billing.
IIR Pay credit accounts operate similarly to traditional credit cards – you will incur no fees or interest if you pay your statement balance in full prior to your due date. Payments of less than your statement balance will accrue interest on the remaining balance, and payments paid after your due date will result in a $10 late fee.
See our Application Disclosures for full details on current interest rates and for other questions about billing.
Log in to your account at bytandym.com to manage and view your account balance and points.
Log in to your account at bytandym.com to manage and view your account details and rewards.
No. Your 5 points per dollar back can only be earned through one of our rewards methods at Import Image Racing. Learn about the difference here.
Yes, excludes IAG Performance and Cobb Tuning